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ESG & Our Equity Investment Process
Learn More»How does Amundi Pioneer incorporate ESG investing into its equity investment process? In this video series, Craig Sterling, Director of Equity Research, US, provides some insight into Amundi Pioneer’s equity research process, the role of ESG, and team thinks about ESG and incorporate it into the investment process.
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Uni-K Plan Contribution Analyzer
Learn More»Input some basic information about your client and in seconds you will have a detailed contribution analysis as well as a Proposal Generator for your clients.
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Looking for growth, but concerned about volatile markets?
Explore Now»Pioneer Fundamental Growth Fund offers a high-quality focus that seeks to mitigate downside risk.
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Age-Based Profit Sharing
Individuals are encouraged to seek advice from their financial, legal, tax and other appropriate advisers before making any investment or financial decisions or purchasing any financial, securities or investment related product or service, including any product or service described in these materials. Amundi Pioneer does not provide investment advice or investment recommendations.
Age-Based Profit Sharing
Who May Establish | Sole proprietors, partnerships, corporations, government and nonprofit entities. |
Establishment Deadline | Tax year-end. |
Contribution Deadline | Tax filing date, including extensions. |
Who Contributes | Employer. |
Annual Contribution Limit | 25% of total eligible payroll (20% for unincorporated business owners), with no more than $275,000 of compensation being taken into account, with individual allocations limited to 100% of pay up to $55,000. |
Contribution Requirements | Contributions are discretionary each year. |
Employee Eligibility | All employees age 21 or older who have worked one year (or two years if 100% vesting is provided). May exclude employees who work fewer than 1,000 hours per year. |
Vesting | Gradual vesting permitted. |
Withdrawals | Allowed only if certain events occur, such as termination of employment, death or disability. Subject to income tax; a 10% penalty may apply before age 59½. |
Loan Feature | Permitted.¹ |
Plan Administration | IRS 5500 filings and other ERISA requirements.² |
1EGTRRA 2001 made plan loans available to all plan participants.
2IRS 5500-series filings are generally not required for one-participant plans if total plan assets do not exceed $250,000 for the year. (Exception: Filing required for final plan year, regardless of plan size.)
This material is not intended to replace the advice of a qualified attorney, tax advisor, or insurance agent. Before your client makes any financial commitment regarding the issues discussed here, make sure he or she consults with the appropriate professional advisor.

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© 2018 Amundi Pioneer All Rights Reserved
Before investing, consider the product's investment objectives, risks, charges and expenses. Contact your advisor or Amundi Pioneer for a prospectus or summary prospectus containing this information. Read it carefully. To obtain a free prospectus or summary prospectus and for information on any Pioneer fund, please download it from our literature section.
Securities offered through Amundi Pioneer Distributor, Inc.,
60 State Street, Boston, MA. 02109.
Underwriter of Pioneer mutual funds, Member SIPC.
© 2019 Amundi Pioneer Asset Management
Not FDIC insured | May lose value | No bank guarantee |